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Making your credit

management simpler

and more transparent!

Download and use our app to take full control of your financial situation and step into a better credit future!

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Credit first, ensuring every transaction! We are committed to providing safe and reliable credit services.

What Is A Credit Score?

Credit score is a digital indicator that measures an individual's credit status. Here are the four main points of a credit score:

Assessing Credit Risk

A credit score helps financial institutions assess a borrower's repayment ability by analyzing their credit behavior

Impact on Loan Interest Rates

A higher credit score typically means lower loan interest rates, as low-risk borrowers enjoy better credit term

Components of Credit Score

A credit score is usually made up of multiple factors, such as credit history, repayment records, and types of credit

Improving Credit Score

By making timely payments, reducing debt, and maintaining a good credit history，Access better financial products

Credit score range

300-579: Poor credit/White

580-669: Average credit

670-739: Good credit

740-799: Excellent credit

800 and above: Very good

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The factors that calculate a credit score include?

Repayment history

Credit utilization

Types of credit

New credit inquiries

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Jane Cooper

12/4/17

I've always been worried about my credit score, but after using this app, I can finally check my credit report anytime, anywhere, and understand my credit status. The interface is simple and easy to understand, and the operation is smooth

FAQs.

What is a credit score?

How can I check my credit score?

What happens if my credit score is low?

How is my credit score calculated?

Does the credit score app charge fees?

Will my credit score change at any time?

What should I do if I find an error in my credit report?

Ans.

A credit score is a numerical score generated based on an individual’s credit history, borrowing record, and repayment behavior. It helps financial institutions assess whether someone has the ability and willingness to repay loans. Generally, the higher the credit score, the more reliable the borrower is seen to be, and the better loan terms they can receive

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